• DIY & Improvements

    How to Know When It’s Time to Get a Home Security System

    Everybody wants to feel safe in their home. It doesn’t matter if you’re simply renting an apartment on a month-to-month basis or you’ve purchased a home for your family, safety is likely a top concern for you. However, many people are still unprotected and don’t have a security system, or at least one that will protect them from harm in a variety of emergencies. If you’re not sure whether it’s time for you to get a home security system, there are certain times when homeowners and even renters should consider installing a home security system right away. You Just Purchased a Home When you’ve just purchased a home, especially in…

  • Living Areas

    6 Things to Consider When Shopping for Home Insurance

    Home insurance is a must-have. In fact, homeowners with a mortgage are usually required to carry home insurance. After all, the bank wants to protect its investment. Homeowners insurance is a lifeline when disasters occur, like fires, hail and storm damage, or flooding. Here are a few things to consider when shopping for home insurance. How Much Are Premiums? Obviously, the monthly or annual premiums are a key consideration when you’re purchasing home insurance. Premiums vary based on coverage options, the state you live in, your home’s condition and its replacement value, as well as whether your home is in disaster-prone areas, like a flood zone. Homeinsurance.com is an excellent resource…